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OnePoint Checking

Premier options and affordability are waiting for you with Advisor Bank's OnePoint Checking account. This account provides EVERYTHING you need in one simple account.


  • No minimum balance or monthly service fees
  • Competitive interest rates
  • No annual fee Visa® Check Card for ATM withdrawals and purchases
  • Online Bill Payment & Presentment
  • Detailed account information including: balances, history and check images
  • Monthly online account statements
  • Unlimited check writing
  • Free first order of standard checks
  • No minimum amount is required to open an account.
  • No minimum amount is required to obtain the Annual Percentage Yield.


  • Use your Debit Card at ATMs anywhere in the United States*, and we will never charge you a fee for using another bank’s ATM. In fact, if another bank charges a fee, we’ll also automatically refund the fee. (A surcharge will appear on the ATM receipt; however, it will not be reflected on your account.)
  • Optional overdraft protection with a OnePoint Savings account or approved line of credit

Additional Features:

  • Balance notifications - Send yourself a notice when your balance is too low or too high.
  • Bill presentment - receive bills electronically
  • Easy exports - easily download your account information to either Quicken® or Microsoft Money®
  • Funds transfer - Transfer money between accounts one-time or on a pre-determined schedule


*For fees relating to international transactions, see the Schedule of Fees.

Additional Disclosures

Rates for OnePoint Checking
CheckingInterest RateAnnual Percentage Yield

Rates effective 3/29/2017. Rates subject to change. Fees may reduce earnings.
No minimum amount is required to open an account or to obtain the Annual Percentage Yield.